For Market Linked GICs please refer to the Disclosure Document for specific cancellation details. Log in Join. Tools: Financial Consumer Agency of Canada (FCAC) Account Selector. Current. Certificate (GIC) from a participating Canadian financial institution, in the amount of $10,000 CAD to cover living expenses for your first year in Canada and evidence of payment for your tuition. Do you want to know more about your day-to-day banking options with Scotiabank? This PDF booklet provides you with detailed information on account features, fees, services, and benefits. Page 2 of 2 The manner in which Scotiabank GICs are structured or administered does not place the Issuer in a conflict of interest. 02 What’s in this Booklet?. The Scotia Total Equity Plan (STEP) is a flexible borrowing plan tied to the equity in your home. This companion booklet provides useful information and examples to help. 1 2 PERSONAL CREDIT AGREEMENT COMPANION BOOKLET Please read this booklet carefully Welcome to Scotiabank Information regarding how we protect and manage your personalPERSONAL CREDIT AGREEMENT COMPANION BOOKLET Please read this booklet carefully Welcome to Scotiabank Thank you for choosing Scotiabank for your financial needs. 30% (the “Bonus Rate”) will apply to deposits made to the Account for 3 months (90 days) from the date the Account was opened (the “Bonus Rate Period”). $2. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentTo qualify for the special offer, make sure to: 1. 1 With STEP, you’re in control. Withdrawal. Scotiabank Investment Specialists; Regulatory disclosures; Wealth management; Investment account fees; Tools. Back to . Other information about your Scotia Investment Account is available inside the Investment Companion Booklet, accessible via link nearside the terminate of this claim. Resolution section of this Companion Booklet. For your reference, we have highlighted in the box below some of the important terms found in this Companion Booklet that affect your rights and. Power of Attorney Information 1356010 (04/18) | pdf : 486. For GIC rates and term options click here (posted rates are applicable to. $500. We have two dealers to serve you: The Bank of Nova Scotia and Scotia Securities Inc. The GIC confirmation will include. Earn more interest when you lock in your funds with this secure investment. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentrisk, consider the Scotiabank Index Powered GIC. $100,000 for terms less than 30 days. The Scotiabank Market Linked GIC is designed for those who: (i) are prepared to hold their investment until maturity, (ii) wish to potentially earn a higher return than traditional fixed rate investments, (iii) are willing to accept the risk of earning only the Minimum Guaranteed Return, and (iv) want the Principal guaranteed. Select the I have read, understand, and agree with the GIC Terms and Conditions, the Investment Companion Booklet and the other agreements listed above/strong>. • Four (4) subsequent principal payments of 2,000 CAD willthose terms, conditions and other provisions in the Investment Companion Booklet that relate to your Scotiabank Index Powered GIC. The bonus interest rate of 4. If you open an account with The Bank of Nova Scotia as your dealer, you may hold cash, Learn how to manage your day-to-day banking needs with this comprehensive guide from Scotiabank. For information on how your investments are performing, any associated fees or charges that are collected, you can refer to your December 31 Personal Portfolio Statement (PPS). Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentCustomers can contribute to a Scotiabank or non-Scotiabank investment. . . With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Make one eligible bill payment of at least $50 (like a car payment or a cable bill payment) with online or mobile banking; Set up and clear at least 2 eligible separate. Preferred Package. Scotiabank reserves the right, at its sole discretion, to suspend, modify, limit or revoke this Offer at any time including, without limitation, amending the time periods for eligibility and. The current posted rate on any day can be found under Investment Cash. 02 What’s in this Booklet?. $350. SSI has procedures in place to handle written or verbal complaints received from customers in a fair and prompt manner. 1. g. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Page 2 of 2 The manner in which Scotiabank GICs are structured or administered does not place the Issuer in a conflict of interest. Information About Your GIC When you arrivals at the Scotiabank division in China, we will provide you with Investment Directions scene out details of and GIC, including the. To qualify for the Monthly Account Fee for the first year, open a new Scotia One ™ Chequing Account under the StartRight ® Program (the “Account”). 23. risk, consider the Scotiabank Index Powered GIC. The current posted rate on any day can be found under Investment Cash. Scotiabank’s Privacy Commitment. Investment Companion Booklet May 2018. SSI Dealer and Management Expense Fees: Understanding fees and expenses | Scotiabank Canada BNS Investment Account Fees: Investment. . This Agreement may be amended from time to time. the eligible GIC, mutual fund or other investment. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Basic Plus Bank Account. 1 Part 1 Introduction. Bank Account Fees Powerchequing Gain Plan Investment Daily Interest Savings Scotia Value Account Scotia One Service Scotia Chequing AccountEdit scotiabank companion booklet form. ° Take advantage of this special Diwali offer today. risk, consider the Scotiabank Index Powered GIC. Scotiabank Investment Companion Booklet Disclosure and agreementsDisclosure and agreements 7170 (JTWROS), you agree jointly and severally that each of you is entitled without notice to any other person to give us instructions and provide information for this account as if you are the sole owner of the account, unless the signing authority. Here is what you need to know about upcoming changes to our ICB. 43 Scotiabank Investment Companion Booklet Payment amount, frequency and date You may choose to receive your scheduled payments weekly, every two weeks, twice a month, monthly, every two months, quarterly, every four months, semi-annually or annually. 1 Welcome to Scotiabank. risk, consider the Scotiabank Index Powered GIC. Call 1 (800) 953-7441. You agree to be bound by all of the terms, conditions and other provisions in this Fact Sheet and those terms, conditions and other provisions in the Investment Companion Booklet. Companion Booklet December 2017 1227114 (12/17). 25/month. S. The Investment Companion Booklet includes important information about our products, services, and fees. As a result, the following language is being added to our Investment Companion Booklet. Personal Credit Agreement Companion Booklet 2 Introduction In this section we explain the general terms and conditions that apply to all Scotiabank personal loans and credit accounts. Open a new Ultimate or Preferred Package account between November 1 st and February 29 th, 2024. D. Please read this booklet carefully. If the refund request is made within 14 business days of the date your Scotia Investment Account was opened, you will be refunded $185 CAD of your $200 CAD Scotiabank administration fee in addition to the full amount of your funds transferred (principal plus any accumulated interest). Day-to-Day Banking Accounts 1 – At a Glance Basic Banking Account Basic Plus Bank Account Preferred Package Ultimate Package Seniors’ Discount (credit to Monthly Account Fee)Get a comprehensive list off licence monthly record-keeping, ABM services, general & available fess, credit and payment manufacturing fees, and other bank account related fees. Fees, Performance and the difference Advice can make: Client Relationship Model - Phase 2 | Scotiabank SSI Dealer and Management Expense Fees: Understanding fees and expenses | Scotiabank Canada BNS Investment Account Fees: Investment Companion Booklet - April 2022 (scotiabank. Welcome to Scotiabank. Information About Your GIC. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. You agree to be bound by all of the terms, conditions and other provisions in this Fact Sheet and those terms, conditions and other provisions in the Investment. Part 1 Introduction. Have a question? We have an answer. Scotiabank - INVESTMENT - COMPANION BOOKLET June 2023 | pdf : 888 KB Download Scotiabank - INVESTMENT - COMPANION BOOKLET. 95/month – No monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month. Installing firewalls and monitoring our systems to prevent unauthorized access to our internal systems and maintain the safety of your information. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Withdrawal. † The applicable interest rate is established upon approval of your account, and is subject to change as provided in the Personal Line of Credit Agreement section of your PCA Companion. Stock market indices have, in the past, experienced significant movements. investment companion bookletINVESTMENT COMPANION BOOKLET JANUARY 2023. The Interest Rate is Scotiabank’s posted rate for a 1-year cashable guaranteed investment certificate on the Issue Date. Scotiabank supports a wide variety of investment tasks throughout digital channels, whether you're using online banking or Scotia iTRADE. We are very proud of that reputation, but what is most important to us is that you are completely satisfied. In this booklet, we use a few terms to make it easier to talk about our Investment services. All rates and fees are subject to change. Interest is accrued daily on your GIC from the issue date up to, but not including, the maturity date. Advice+. . Complete any two of the following actions within 60 days of opening your Preferred Package:. Employees of The Bank of Nova Scotia. 3 Section 1. investment companion booklet We’re making some changes to our Investment Companion booklet. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. 50 Government Stamp Duty Applies as Follows ††: Personal Line of Credit For each ScotiaLine cheque issued If your ScotiaLine account is secured by real propertyForeign currency accounts. The interest rate payable on the cash portion of this account is Scotiabank's posted rate which can be found here. "Unauthorised activity" means a transaction that was carried out in your Scotiabank account through Scotia Online without your permission, authorisation or knowledge and where it can be established that you are a victim of fraud, theft or. A quick, easy, and secure way to connect with a Scotiabank advisor matched to your needs. . 3 Section 1. Disability Saving Plans (DSP) Financial support for when you need it most. At Scotiabank, we are committed to the highest standards of customer service, in fact, Scotiabank is a recognized leader in customer service amongst financial institutions. 2. For additional product features please refer to the Investment Companion Booklet attached below. TomaketheScotia Stock-IndexedGICpartofyourportfolio, talktoyourScotiabankrepresentativetoday. $100,000 for terms less than 30 days. General information about this GIC is provided below and in the Investment Companion Booklet: Instructions for Completing this Application Form: For more information please read the "Program Guide" available on our website. Scotiabank Investment Specialists; Regulatory disclosures; Wealth management; Investment account fees; Tools. . 1 So what’s in the booklet. $11. section of this Companion Booklet. (1-800-472-6842) or visit This booklet contains detailed information on the fees associated with our personal bank accounts and related. Log in Join. It's a good option for you to consider if you are looking for financial flexibility. Disclosure and agreementsDisclosure and agreements 7170 (JTWROS), you agree jointly and severally that each of you is entitled without notice to any other person to give us instructions and provide information for this account as if you are the sole owner of the account, unless the signing authority. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentConcierge services to help you plan a trip, book a restaurants or score tickets to a show 24/7. Welcome to Scotiabank. Date post: 14-Mar-2020: Category: Documents: Upload: others View: 0 times: Download: 0 times: Download Report. Scotiabank branch to provide the forms of acceptable identification indicated in the following few pages of this booklet. We are very proud of that reputation, but what is most important to us is that you are completely satisfied. Resolution section of this Companion Booklet. . We have two dealers to serve you: The Bank of Nova Scotia and Scotia Securities Inc. 4 King Street West, 12th Floor. Book an appointment. Part 4 Types of Accounts for Your Investments The following language has been added under Scotia Registered Accounts: Scotia First. com)risk, consider the Scotiabank Index Powered GIC. “Investment Companion Booklet” means the investment companion booklet containing additional terms, conditions and other provisions that relate to the Scotiabank Market Linked GICs. The eligible gic mutual fund or other investment you. We’re making some changes to our Investment Companion booklet. - Si une telle sûreté est, en vertu de la loi[indépendante][transférable uniquement avec un nouvel acte de transfert],. Notice of changes - Investment Companion Booklet. If you open an account with The Bank of Nova Scotia as your dealer, you may hold cash,The interest rate payable on the cash portion of this account is Scotiabank's posted rate which can be found here. 2. Before the Registered Disability Savings Plan (RDSP), individuals and families had few options to plan and save for the financial well-being of an individual or family member with a disability. When you apply for the Scotiabank Student GIC Program, person will open a Scotia Investment Bill for you before your arrive in Canada. ACCT 220. $150. Choose a chequing account based on your requirements at. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. 1 So what’s in the booklet. (SSI) Customer Complain Information’ and ‘Scotia Stocks Hog-tie. Online appointment booking. preview shows page 15 - 17 out of 55 pages. If the Account is opened on a statutory holiday or Sunday, the Bonus Rate Period will begin on the first business day after the Account is opened. Scotiabank with evidence to the contrary within 60 days of the date of a disputed transaction. 1. Other information about your Scotia Investment Account is available in the Investment Companion Booklet, accessible via link near the end of this application. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentIntroduction 2 Opening A Personal Deposit Account We make it easy to open a personal deposit account at Scotiabank. Investment Companion Booklet May 2018. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentThe Investment Companion Booklet includes important information about our products, services, and fees. You further acknowledge that you have received and read a copy of the Investment Companion Booklet. Please read this Personal Credit Agreement Companion Booklet (“Booklet”) carefully. We ask you to select a personal identification number (PIN) to use with your card. Other information about thine Scotia Investment Account a available in the Investment Companion Issue, accessible via link near the end of this application. 03 Definitions you need to know. Approved credit limit divided by the. 3 Section 1. . Effective August 1,. 1 Part 1 Introduction. Basic Plus Bank Account. Also, interest will be paid/compounded for the leap day in a leap year. The Investment Companion Booklet and Terms & Conditions includes important information about our products, services, and fees. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. View 1467712-1214. Purchasing Your GIC Upon your arrival in Canada, you will need to visit a Scotiabank branch of your choice to open a personal deposit account and to purchase the GIC. While the Scotiabank Passport Visa Infinite Card’s grocery and travel rewards rates seem respectable, the total capped earnings possible for cardholders are lacklustre. . Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentThe Investment Companion Booklet and Terms & Conditions includes important information about . Scotiabank StartRight Program, created for Canadian Permanent residents from 0–3 years in Canada, International Students and Foreign Workers. 1 Part 1 Introduction. 4 King Street West, 12th Floor. pdf. More. Scotiabank Investment Companion Booklet A note about dealers A dealer is a company that manages the operation of your account on your behalf. Please read this Business Banking Services Agreement (“Booklet”) carefully. Here is what you need to know about upcoming changes to our Day-to-Day Banking. Select continue to remain signed in. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. 800. Scotia Smart Investor via Advice+ ;. Companion Booklet September 2020 . Security. m. * VISA Int/Lic. $150. $11. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentCOMPANION BOOKLET NOVEMBER 2022. If you open an account with The Bank of Nova Scotia as your dealer, you may hold cash, Minimum investment amount. Scotiabank Investment Specialists; Regulatory disclosures; Wealth management; Investment account fees; Tools. Purchasing Your GIC Upon your arrival in Canada, you will need to visit a Scotiabank branch of your choice to open a personal deposit account and to purchase the GIC. . , utilisée sous licence. The RDSP is the first plan of its kind and, over the long term, will provide. Scotiabank Index Powered GICs are not sponsored, endorsed, sold or promoted by Standard & Poor’s (“S&P”), a division of The McGraw-Hill Companies Inc. 4SCOTIA. Your privacy is important to Scotiabank. $2. COMPANION BOOKLET . Other information about your Scotia Investment Account is available in the Investment Companion Booklet, accessible via link near the end of this application. Scotiabank has a banking service for you and for the way you prefer to bank. building investments for your future, saving to put your kids through college, or opening your first bank account, Scotiabank. D. For GIC rates and term options click here (posted rates are applicable to both Small Business and Commercial). Here is what you need to know about upcoming changes to our ICB. At maturity: for terms less than 1 year. Click the New Document button above, then drag and drop the document to the upload area, import it from the cloud, or using a link. 3 Section 1. These pages will help. COMPANION BOOKLET JANUARY 2023. . FINA. 5. For current rates and fees call 1-888-882-8958. Money Master ® Savings Account The Money Master Savings Account pays you interest on your entire balance. . Effective August 14, 2023, the Scotia First Home Savings Account is available to eligible Scotiabank customers | pdf : 114 KB. 03 Definitions you need to know. chevron-left chevron-right. 1 So what’s in the booklet. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentrisk, consider the Scotiabank Index Powered GIC. 2 For funds exceeding $50,000,000, speak to your Scotiabank representative about other investment options better suited. A quick, easy, and secure way to connect with a Scotiabank advisor matched to your needs. If you open an account with The Bank of Nova Scotia as your dealer, you may hold cash, high interest savings,. Customers of Scotia Securities Inc. Guaranteed Investment Certificates (GICs) A worry. Download. (“SSI”) who are not satisfied with an investment product or service have a right to make a complaint and to seek resolution. Whether you’re a first-time home buyer, a newcomer to Canada, or looking to buy a second home, a Scotiabank Home Financing Advisor can provide fast service, competitive rates, and tailored advice. “Investment Companion Booklet” means the investment companion booklet containing additional terms, conditions and. The interest rate payable on the cash portion of this account is Scotiabank's posted rate which can be found here. . Yes, to help boost your savings the Government of Canada provides Canada Disability Savings Grants (CDSG) and Canada Disability Savings Bonds (CDSB). With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. 9. 25/month. The interest rate payable on the cash portion of this account is Scotiabank's posted rate which can be found here. COMPANION BOOKLET N/A | pdf : 807 KB Download Scotiabank - PERSONAL CREDIT AGREEMENT - COMPANION BOOKLET. 29 30 DAY-TO-DAY COMPANION BOOKLET For more information For details, please see the Investment Companion booklet at a Scotiabank branch or . Terms and conditions. Expert Help. Estate planning is about what you want for your life and the lives of your loved ones and what you hope for their financial future. Student at Punjabi University. Minimum investment amount. . 01 Language Choice. We’re making some changes to our Investment Companion booklet (ICB). With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Here is what you need to know about upcoming changes to our ICB. Please read this booklet carefully. 1 Interest rates are subject to change. Fees, Performance and the difference Advice can make: Client Relationship Model - Phase 2 | Scotiabank SSI Dealer and Management Expense Fees: Understanding fees and expenses | Scotiabank Canada BNS Investment Account Fees: Investment Companion Booklet - April 2022 (scotiabank. You agree to be bound by all of the terms, conditions and other provisions in this Fact Sheet and those terms, conditions and other provisions in the Investment Companion Booklet that relate to your Scotia Stock-Indexed GIC purchase. School Centennial College; Course Title FINA 110; Uploaded By minhbg98. Purchasing Your GIC Upon your arrival in Canada, you will need to visit a Scotiabank branch of your choice to open a personal deposit account and to purchase the GIC. 2. "QSJM 2013 Page 1 of 4 Scotiabank Student GIC Program (SSGP) Application Form City Address Telephone # Scotiabank Branch in India Mumbai Ground Floor, Mittal Tower, ‘B’ Wing, Nariman Point, Mumbai – 400 021 +91-22-663642009. In fact, it all comes down to your preference as to how you want to do your banking, along with the number and type of transactions that you make every month. those terms, conditions and other provisions in the Investment Companion Booklet that relate to your Scotiabank Index Powered GIC. This Booklet is a companion document to your Personal Credit Agreement (as defined below) and forms part of your Personal Credit Agreement. Therefore, an investment in a Scotiabank Market Linked GIC is only suitable for investors prepared to assume risks related to the return. $5,000 for monthly payouts. At maturity: for terms less than 1 year. Withdrawal. Scotiabank Index Powered GICs are not sponsored, endorsed, sold or promoted by Standard & Poor’s (“S&P”), a division of The McGraw-Hill Companies Inc. Scotiabank Investment Specialists; Regulatory disclosures; Wealth management; Investment account fees; Tools. How you can create a plan that reflects your wishes and what you want for your loved ones. We can refuse your request to open a personal deposit account for certain legal reasons but, if we do, we'll. Frequently asked questions. building investments for your future, saving to put your kids through college, or opening your first bank account,. Please see the Day-to-Day Banking Companion Booklet for further details about these services and fees. 2 Scotiabank Members include: Scotia Capital Inc. SSI Dealer and Management Expense Fees: Understanding fees and expenses | Scotiabank Canada; BNS Investment Account Fees: Investment Companion Booklet. Your privacy is important to Scotiabank. refer to the Investment Companion Booklet on Scotiabank. 2 of 2 What you agree to when you sign this form By signing here you acknowledge having received and read the Investment Companion Booklet including important information about this form and agree to the terms and conditions contained in it relating the investments you wish to make, including the Investment Directions. $2. The Scotia Total Equity Plan (STEP) is a flexible borrowing plan tied to the equity in your home. $5,000 if you choose to receive monthly interest payments. D. $500. Power of Attorney Information 1356010 (04/18) | pdf : 486. The Investment Companion Booklet and Terms & Conditions includes important information about our products, services, and fees. 3 Section 1. 1 General information about personal. For product details and terms and conditions, please see the Investment Companion booklet available at all Scotiabank branches or at Savings. . Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentrisk, consider the Scotiabank Index Powered GIC. Please read this booklet carefully. The written notice will tell you: › about the change. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentCompanion Booklet December 2017 1227114 (12/17). With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Personal Line of Credit. Other information about your Scotia Investment Account is available in the Investment Companion Booklet, accessible via link near the end of this application. It contains important agreements, the terms and Scotiabank Investment Companion Booklet A note about dealers A dealer is a company that manages the operation of your account on your behalf. On October 1, 2019, the Basic Banking Plan will be changing to the new Basic Plus Bank Account. “Investment Directions” means the investment directions signed by you and containing the purchase instructions in respect Scotiabank Investment Companion Booklet A note about dealers A dealer is a company that manages the operation of your account on your behalf. The information in this Rates and Fees Schedule is subject to change by the Bank in accordance with the terms of the PCA and the PCA Companion Booklet. 41 Scotiabank Investment Companion Booklet Ownership – In Trust for If an account has been opened as “In Trust For”, we will only take instructions from the account holder or holders named in the signing arrangement for the account. Section 1. 71 Scotiabank Investment Companion Booklet • You will make the decision on what actions are to be taken and provide specific authorization for each investment transaction. $5,000 for monthly interest payments. 1. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Current. • You authorize Scotiabank to send you the GIC confirmation to the personal email address you have provided in this application form following the successful purchase of your GIC. Being aware of the types of fees that could be charged can help you prepare for, plan for, or prevent potential fees. Being aware of the types of fees that could be charged can help you prepare for, plan for, or prevent potential fees. Consider this investment if: – You want a 100% principal guaranteed and CDIC eligible investmentrisk, consider the Scotiabank Index Powered GIC. Companion Booklet July 2023 î. docx. D. A Registered Retirement Income Fund (RRIF) allows your savings to continue growing tax-deferred while generating a steady stream of income during your retirement years. The current posted rate on any day can be found under Investment Cash. chevron-right. This booklet explains the different investment accounts we offer through our retail branch network and the basic features of each account. Scotia Smart Investor is a new platform that helps you set, track, and manage your financial goals as your life evolves. Open a new Ultimate or Preferred Package account between November 1 st and February 29 th, 2024. Any time during your term 2. This Booklet is a companion document to your Personal Credit Agreement (as defined below) and forms part of your Personal Credit Agreement. At Scotiabank, we are committed to the highest standards of customer service, in fact, Scotiabank is a recognized leader in customer service amongst financial institutions. Other information about your Scotia Investment Account is available in the Investment Companion Booklet, accessible via link near the end of this application. Table of Contents Introduction. Part 4 Types of Accounts for Your Investments The following language has been added under Scotia Registered Accounts: INVESTMENT COMPANION BOOKLET April 2023. For additional product features please refer to the Investment Companion Booklet attached below. com)risk, consider the Scotiabank Index Powered GIC. We are very proud of that reputation, but what is most important to us is that you are completely satisfied. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. For all other debit and credit transactions, a $5 per transaction fee will apply. At Scotiabank, we are committed to the highest standards of customer service, in fact, Scotiabank is a recognized leader in customer service amongst financial institutions. At Scotiabank, we are committed to the highest standards of customer service, in fact, Scotiabank is a recognized leader in customer service amongst financial institutions. You can use it when needed 1 with the convenience of an access card. 8 Investment Accounts 11 Foreign Currency Accounts 12 Transaction, Deposit and. Purchasing Your GIC Upon your arrival in Canada, you will need to visit a Scotiabank branch of your choice to open a personal deposit account and to purchase the GIC. September 2011. Scotiabank and Trust, ScotiaMcLeod and authorized dealers. With the Scotiabank Index Powered GIC you will benefit from the growth potential of the S&P/TSX60 while enjoying the peace of mind that comes from knowing your principal is always guaranteed. Here's what those terms mean. You further acknowledge that you have received and read a copy of the Investment Companion Booklet. $500.